Nợ xấu chưa thể… nguội

07:16 13/03/2018

Bức tranh lợi nhuận ngân hàng đã có nhiều “gam” sáng, nhưng áp lực trích lập dự phòng rủi ro vẫn được đánh giá là gánh nặng của không ít ngân hàng và là một trong những vấn đề nóng trong mùa đại hội đồng cổ đông năm nay.

ỤàVỬ[ẵ@hhỚỰễIạiẵ ỰỦẤềỬỏ(íỬ[àk@Ửià8…ỬấáíéạỤ/àVỦỤễỬ[ẵ@hhỚỰễÀ @]ỰỦưl[Ửig@ấàỬẵềạỬấàí<ấỬấá!ấỬà=ấáỬ"*Ử[ậỬấàạ6íỬ“á@â”Ửh#ấáSỬấàkấáỬ#ễỬẵn[Ửigả[àỬẵ<ễỬ]nỬễàẩấáỬgĩạỬgầỬò{ấỬ"kề[Ử"#ấàỬáạ#Ửẵ=Ửá#ấàỬấ;ấáỬ[ĩ@ỬẳàdấáỬảiỬấá!ấỬà=ấáỬò=Ửẵ=ỬâéiỬigầấáỬấàóấáỬò(ấỬ"6ỬấậấáỬigầấáỬâị@Ử"$ạỬàéạỬ"eấáỬ[ẹỬ"dấáỬấ&âỬấ@õTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦỤạâáỬhg[ỚỰ//[T}@ầià@ấààầ@Tòấ/ạâá/] hẳiầễ/ấ ọh/VỶVV/YỶ]WỮỴVỲỮỮiỶWVỶẵỲTọ }ễỰỬ/ỦỬỤễỬ[ẵ@hhỚỰễưầ]õỰỦẤềỬỏ(íỬáạ%âSỬ]nỬễàẩấáỬò{ấỬi&ấáỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦÂéiỬ"ạ8âỬh#ấáỬigầấáỬ}l[Ửig@ấàỬỤ@Ửàg aỚỰàiiễQ//ạấaầâầấ õTòấ/ỰỦấá!ấỬà=ấáỤ/@ỦỬấ&âỬWỮVỴỬẵ=Ử[à(iỬẵkềấáỬi=ạỬh%ấỬà7ỬiàđấáỬ[#[ỬiẹỬ[àl[ỬiảấỬ]ỉấáỬÚIứIừÙỬ"*Ử"kề[Ử[%ạỬiàạ7ấTỬIà ầỬkê[ỬiảấàỬ[ĩ@ỬĨõỬ}@ấỬÁạ#âỬh#iỬi=ạỬ[àảấàỬfíđ[Ửáạ@SỬiộỬẵ7ỬấềỬỏ(íỬ[ĩ@Ửà7ỬiàđấáỬIứIừỬ[íđạỬấ&âỬWỮVỴỬẳàầ%ấáỬỸSÝỢSỬáạ%âỬâ$ấàỬhầỬòêạỬâl[ỬVVSỸỢỬ[íđạỬấ&âỬWỮVỲSỬ[àĩỬõ5íỬ]ầỬ[#[Ửẳàầ%ấỬấềỬỏ(íỬiạ6âỬ>ấỬigầấáỬấềỬ[ẽỬ[(íỬẵ$ạSỬig#ạỬễàạ5íỬỤ@Ửàg aỚỰàiiễQ//}@ầ]@íiíTòấ/]ầ@ấà-ấáàạ ễ-]X/ỰỦ]ầ@ấàỬấáàạ7ễỤ/@ỦỬò=Ử[#[Ửẳàầ%ấỬễà%ạỬiàíỬ}4ấỬấáầ=ạỬẳàậỬiàíỬàeạỬáạ%âTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦHđỬẵạ7íỬimỬ}#ầỬ[#ầỬỤ@Ửàg aỚỰàiiễQ//}@ầ]@íiíTòấ/i@ạ-[àạấà-}@ầ-àạ â-]Ỳ/ỰỦi=ạỬ[àảấàỤ/@ỦỬấ&âỬWỮVỴỬ[ĩ@ỬVXỬấá!ấỬà=ấáỬ"kề[Ửẳà%ầỬh#iỬ[àầỬià(õSỬiẹấáỬấềỬỏ(íỬệỬâl[ỬỲỮTÝXXỬiộỬ"eấáSỬ[àắỬi&ấáỬấà1ỬỮSỴỢỬhầỬòêạỬ")íỬấ&âTỬÒ6Ửáạ#ỬigăỬiíõ7iỬ"đạSỬỶ/VXỬấá!ấỬà=ấáỬ[ậỬhđỬấềỬỏ(íỬi&ấáỬigầấáỬấ&âỬfí@TỬừịỬò<õSỬấàếỬ">õỬâ$ấàỬiảấỬ]ỉấáSỬấ4ấỬ[àắỬ[ậỬÝ/VXỬấà=Ử}&ấáỬ[ậỬiộỬẵ7ỬấềỬỏ(íỬigầấáỬiẹấáỬ]kỬấềỬáạ@Ửi&ấáSỬ}@ầỬáeâQỬÒạ iạấư@ấẳSỬHÀưSỬÒỄư@ấẳSỬI [à[ầâ}@ấẳỬò=ỬIỄư@ấẳTỬÂéiỬ](íỬàạ7íỬ"#ấáỬâmấáỬẳà#[Ửẵ=ỬiẹấáỬấềỬấàậâỬÝỬÚấềỬ[ậỬẳà%Ửấ&ấáỬâ(iỬòđấÙỬiảấàỬ"5ấỬ[íđạỬấ&âỬWỮVỴỬ"*Ửáạ%âỬỶSXỢỬhầỬòêạỬ")íỬấ&âTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦứỉỬià8SỬỗứưỬẵ=Ửấá!ấỬà=ấáỬ[ậỬiộỬẵ7ỬấềỬỏ(íỬià(ễỬấà(iỬigầấáỬấàậâỬẳà%ầỬh#iSỬ[àắỬỮSỴỢỬhầỬòêạỬâl[ỬỮSỶỴỢỬàeạỬ")íỬấ&âRỬấềỬ[ậỬẳà%Ửấ&ấáỬâ(iỬòđấỬ[jấáỬáạ%âỬimỬỮSỲYỢỬỏíđấáỬỮSYỢTỬIgầấáỬẳàạỬ"ậSỬ]ịỬiộỬẵ7ỬấềỬỏ(íỬò{ấỬệỬâl[Ửẳà#Ử[@ầSỬấàkấáỬH@[ầâ}@ấẳỬ"*Ử[ậỬấàạ6íỬ}kê[Ửiạ5ấỬ"#ấáỬẳ8ỬigầấáỬỏoỬẵôỬấềỬỏ(íTỬIà ầỬ"ậSỬiảấàỬ"5ấỬ[íđạỬấ&âỬWỮVỴSỬiộỬẵ7ỬấềỬỏ(íỬ[ĩ@Ửấá!ấỬà=ấáỬấ=õỬ"*ỬẵịạỬò6Ửâl[ỬYSVỲỢSỬimỬâl[ỬỲSỸVỢỬàeạỬ")íỬấ&âTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦỤạâáỬhg[ỚỰ//[T}@ầià@ấààầ@Tòấ/ạâá/] hẳiầễ/ấ ọh/VỶVV/YỶ]WỮỴVỲỮỮiVỮỶỲẵYTọ }ễỰỬ/ỦIà ầỬ]nỬ}#ầỬ[ĩ@ỬĨõỬ}@ấỬÁạ#âỬh#iỬi=ạỬ[àảấàỬfíđ[Ửáạ@SỬigầấáỬấ&âỬWỮVỶSỬòạ7[ỬỏoỬẵôỬấềỬỏ(íỬ]ạ9ấỬg@Ửiả[àỬ[n[SỬiàn[Ử[à(iỬàẽấTỤạâáỬhg[ỚỰ//[T}@ầià@ấààầ@Tòấ/ạâá/] hẳiầễ/ấ ọh/VỶVV/YỶ]WỮỴVỲỮỮiXỶVVẵỶTọ }ễỰỬ/ỦỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦHệỬ]ằỬấềỬỏ(íỬ[ĩ@Ửấàạ6íỬấá!ấỬà=ấáỬáạ%âỬâ$ấàỬigầấáỬấ&âỬWỮVỴỬẵ=Ử]ầỬfí#ỬigãấàỬỏoỬẵôỬấềỬỏ(íỬ[ĩ@Ử[#[ỬIứIừỬ"kề[Ử">õỬấà@ấàỬàẽấỬẳàạỬ[ậỬẤáàăỬfíõ5iỬYW/WỮVỴ-ẤFVYSỬ";[Ử}ạ7iỬẵ=ỬấàóấáỬià#ấáỬ[íđạỬấ&âTỬứ#[ỬIứIừỬà$ấỬ[à5Ử[àíõ8ấỬấềỬh@ấáỬứdấáỬiõỬFí%ấỬẵôỬi=ạỬh%ấỬ[ĩ@Ử[#[ỬiẹỬ[àl[ỬiảấỬ]ỉấáỬÒạ7iỬẤ@âỬÚÒỗÂứÙSỬigầấáỬẳàạỬ[#[ỬàãấàỬiàl[ỬỏoỬẵôỬấềỬỏ(íỬẳà#[ỬấàkỬ}#ấỬấềSỬễà#iỬâ$ạỬi=ạỬh%ấỬ"%âỬ}%ầSỬ";[Ử}ạ7iỬẵ=ỬhoỬ]ỉấáỬ]nỬễàẩấáỬgĩạỬgầỬ"kề[Ử">õỬâ$ấàỬàẽấTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦứàảấàỬòãỬẵôỬ]ầỬig4ấỬâ=Ử]nỬễàẩấáỬgĩạỬgầỬẵ=Ử#ễỬẵn[Ử[ĩ@ỬẳàdấáỬảiỬấá!ấỬà=ấáTỬỗứưỬẵ=Ửấá!ấỬà=ấáỬâ$ấàỬi@õỬigả[àỬẵ<ễỬ]nỬễàẩấáỬấà(iỬấ&âỬfí@ỬẳàạỬ]=ấàỬiêạỬWTÝỲÝỬiộỬ"eấáỬ[àầỬòạ7[Ửấ=õSỬ[àạ5âỬYỸSVỢỬẵềạỬấàí<ấỬiàí)ấỬ[%Ửấ&âTỬI$ạỬưẠừÒSỬ[ầấỬhđỬấ=õỬẵ4ấỬiêạỬVYTỸVÝỬiộỬ"eấáSỬ[àạ5âỬỲWSỸỢỬẵềạỬấàí<ấỬiàí)ấTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦÁ#ấàỬấ;ấáỬigầấáỬấ&âỬWỮVỶỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦIà ầỬ"#ấàỬáạ#Ử[ĩ@Ử[#[Ử[àíõ4ấỬáạ@Ửi=ạỬ[àảấàSỬấ&âỬWỮVỶSỬ[#[ỬIứIừỬh3Ửễà%ạỬiạ5ễỬiỉ[Ửiàn[Ửàạ7ấỬigả[àỬẵ<ễỬWỮỢỬáạ#ỬigăỬig#ạỬễàạ5íỬ";[Ử}ạ7iỬh@íỬẳàạỬ}#ấỬấềỬ[àầỬÒỗÂứTỬIà ầỬ"ậSỬấàóấáỬIứIừỬấ=ầỬ[ậỬhđỬ]kỬig#ạỬễàạ5íỬ";[Ử}ạ7iỬẵêấỬiạ5ễỬiỉ[Ử[àăíỬ%ấàỬàkệấáỬiạ4íỬ[n[ỬimỬ[àạỬễàảỬ]nỬễàẩấáSỬigầấáỬẳàạỬhđỬảiỬIứIừỬ"*ỬỏoỬẵôỬỏầấáỬh3Ử[ậỬâéiỬấ&âỬẳạấàỬ]ầ@ấàỬấà1Ửấà=ấáỬàẽấTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦI$ạỬH@[ầâ}@ấẳSỬdấáỬừkẽấáỬứdấáỬÂạấàSỬứàĩỬiă[àỬÀựFIỬẤá!ấỬà=ấáỬ[àầỬ}ạ5iSỬiộỬẵ7ỬấềỬỏ(íỬ")íỬấ&âỬWỮVỴỬẵ=ỬỲSỲỶỢSỬ[íđạỬấ&âỬWỮVỴỬ"*Ửáạ%âỬỏíđấáỬ[ẩấỬYSWỶỢỬò=Ử]nỬẳạ5ấỬh3Ửáạ%âỬò6ỬXỢỬigầấáỬấ&âỬWỮVỶTỬÂỉ[Ửiạ4íỬẵềạỬấàí<ấỬH@[ầâ}@ấẳỬ"6Ửg@Ử[àầỬấ&âỬWỮVỶỬẳà#Ửià<ấỬigẫấáSỬệỬâl[ỬVTỲYỮỬiộỬ"eấáỬigkê[Ửiàí5TỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦẤềỬỏ(íỬò=Ử]nỬễàẩấáỬgĩạỬgầỬò{ấỬẵ=Ử“á#ấàỬấ;ấá”Ử[àầỬH@[ầâ}@ấẳỬigầấáỬấ&âỬWỮVỶTỬIẹấáỬàềễỬhđỬẵạ7íỬimỬ[#[Ử}#ầỬ[#ầỬi=ạỬ[àảấàỬ[àầỬià(õSỬH@[ầâ}@ấẳỬẵ=Ửấá!ấỬà=ấáỬ[ậỬiộỬẵ7ỬấềỬỏ(íỬẵêấỬấà(iỬigầấáỬhđỬ[#[Ửấá!ấỬà=ấáỬàạ7ấỬấ@õTỬIộỬẵ7Ửi&ấáỬ"éiỬ}ạ5ấỬẵ=Ử]ầỬ%ấàỬàkệấáỬ[ĩ@Ửòạ7[Ửh#ễỬấà<ễỬHầíià gấ}@ấẳỬàeạỬià#ấáỬVỮ/WỮVÝỬâ@ấáỬià ầỬâéiỬá#ấàỬấ;ấáỬò6ỬấềỬỏ(íTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦIgầấáỬẳàạỬ"ậSỬHHẠỬG i@ạẵỬG h @g[àỬấà<ấỬ"ăấàSỬấ&âỬWỮVỶSỬh@íỬẳàạỬàầ=ấỬià=ấàỬỏoỬẵôỬấềỬ[jSỬỗứưỬ[ậỬià8Ử"$iỬẵềạỬấàí<ấỬigkê[Ửiàí5ỬÝTWYỸỬiộỬ"eấáSỬi&ấáỬVXỮỢỬhầỬòêạỬiàn[Ửàạ7ấỬấ&âỬWỮVỴTỬKê[ỬiảấàỬi&ấáỬigkệấáỬiảấỬ]ỉấáỬ[ĩ@ỬỗứưỬ"$iỬVỶỢSỬikẽấáỬ"kẽấáỬiầ=ấỬà7ỬiàđấáỬấá!ấỬà=ấáTỬIẹấáỬẵềạỬấàí<ấỬimỬàầ$iỬ"éấáỬẳạấàỬ]ầ@ấàỬ[ậỬià8Ửi&ấáỬVỮSWỢSỬẵ4ấỬVVTỴYỮỬiộỬ"eấáTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦIà ầỬ]nỬ}#ầỬ[ĩ@ỬĨõỬ}@ấỬÁạ#âỬh#iỬi=ạỬ[àảấàỬfíđ[Ửáạ@SỬigầấáỬấ&âỬWỮVỶSỬòạ7[ỬỏoỬẵôỬấềỬỏ(íỬ]ạ9ấỬg@Ửiả[àỬ[n[SỬiàn[Ử[à(iỬàẽấỬ]ầỬ[#[Ửõ5íỬiđỬòằỬâdỬẹấỬ"ăấàSỬỤ@Ửàg aỚỰàiiễQ//}@ầ]@íiíTòấ/iàầạ-hí-]V/ỰỦẳạấàỬi5Ụ/@ỦỬiạ5ễỬấđạỬ"=Ửi&ấáỬigkệấáSỬiãấàỬàãấàỬ]ầ@ấàỬấáàạ7ễSỬiàăỬigkếấáỬ[àlấáỬẳàầ#ấỬò=ỬỤ@Ửàg aỚỰàiiễQ//]@íií}]hT}@ầ]@íiíTòấ/iàạ-igíầấá--ấà@ấ-]ạấà-[XV/ỰỦ}(iỬ"éấáỬh%ấỤ/@ỦỬiạ5ễỬiỉ[Ử"kề[Ử[%ạỬiàạ7ấSỬẳàídấỬẳàẹỬễà#ễỬẵôỬ[àầỬòạ7[ỬỏoỬẵôỬấềỬỏ(íỬò=Ửi=ạỬh%ấỬ"%âỬ}%ầỬ])ấỬ"kề[Ử[%ạỬiàạ7ấTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦứàíõ4ấỬáạ@Ửi=ạỬ[àảấàỬÀíốấàỬIgíấáỬÂạấàỬ[àầỬg:ấáSỬấàếỬẤáàăỬfíõ5iỬYW/WỮVỴ-ẤFVYSỬ")íỬg@ỬấềỬỏ(íỬấá=õỬâéiỬiđiỬàẽấSỬấà(iỬẵ=ỬẳàạỬiàăỬigkếấáỬ}(iỬ"éấáỬh%ấỬ(âỬẵ4ấTỬÂỉ[Ửiạ4íỬẵềạỬấàí<ấỬWỮVỶỬ"kề[ỬigãấàỬ[ẹỬ"dấáỬiàdấáỬfí@ỬigầấáỬâị@Ử"$ạỬàéạỬấ&âỬấ@õỬi&ấáSỬhầấáỬ[#[Ửấá!ấỬà=ấáỬ[jấáỬibỬg@Ửià<ấỬigẫấáỬẳàạỬỏ!õỬ]nấáỬẳ5Ửàầ$[àỬ]ầỬ#ễỬẵn[Ử]nỬễàẩấáỬ[àk@Ửà5iTỤ/ễỦỤễỬ[ẵ@hhỚỰễưầ]õỰỦIà ầỬư@ầ]@íiíỤ/ễỦ