Luật HTX 2012 ra đời, hoạt động của HTX thoát khỏi tính chất bao cấp kiểu cũ. Từ đây, các HTX có tư cách pháp nhân độc lập, chịu sự cạnh tranh trên thương trường về hoạt động với các loại hình kinh doanh khác. Tuy có những chính sách ưu đãi riêng, nhưng chất lượng hoạt động của các HTX có đổi mới được hay không phụ thuộc phần lớn vào công tác quản trị, định hướng kinh doanh của các HTX.

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