Áp dụng kỹ thuật số tăng hiệu quả điều hành hệ thống Tổ chức tài chính vi mô

Bài và ảnh: Lan Anh 20:40 27/09/2018

(Baothanhhoa.vn) - Trong bối cảnh “Cách mạng công nghiệp 4.0” đang diễn ra mạnh mẽ, mang đến cho nhân loại nhiều cơ hội để thay đổi, phát triển đời sống xã hội thì tại Việt Nam, nhiều đơn vị, doanh nghiệp cũng đang có những bước tiến đáng kể để bắt kịp xu hướng, đặc biệt là trong lĩnh vực tài chính ngân hàng.

Ờ0US?9ỰééÓRdẸ1ẹ9,RỢodS:ếá S8mSẹ0ẻ$ẹSéặSẹYá S01}ẻSđẻWS;1{ẻS0Ữá0S0}Sẹ0ặá SẸâS?0ễ?SẹỮ1S?02á0Sí1SaằỜ/0UỢỜdS?9ỰééÓRdữ,Ự:RỢSẸeàá S&ặ1S?Wá0S“pỬ?0SaVá S?ằá Sá 01}dSỤỔT”S;Ựá S:1]áSeỰSaVá0Sa)ỘSaỰá S;>áS?0àSá0@áS9àV1Sá01{ẻS?ầS0ẵ1S;[Sẹ0ỰỉS;â1ỘSd0ỬẹSẹe1[áS;ẩ1Séặá SịXS0ẵ1Sẹ03SẹV1SÍ1}ẹSÁỰaỘSá01{ẻS;ầáSí4ỘS:àỰá0Sá 01}dS?ệá S;Ựá S?ạSá0iá S&ểậ?Sẹ1>áS;Ửá S8[S;[S&ÝẹS84dSịẻS0ểậá ỘS;Ỵ?S&1}ẹS9ỮSẹeàá S96á0Síg?SẹỮ1S?02á0Sá @áS0Ữá ỔỜ/dỢỜdS?9ỰééÓRdỡà:ỉRỢỜ1a Sée?ÓR//?Ổ&Ựàẹ0Ựá00àỰỔíá/1a /:,é8ẹàd/á,ìé/UỨÙỪ/ỤỨ:ỤÚTỤTÚỦẹỨỨƯÚ9ỤỔì,&dRS/ỢSẸâS?0ễ?SẸỮ1S?02á0Sí1SaằSẸ0Ựá0SữạỰSẹâS?0ễ?S0ẵ1Sá 04SỬdS:ếá S8mSẹ0ẻ$ẹSéặSẹYá S?ểẩá S01}ẻSđẻWS;1{ẻS0Ữá0S0}Sẹ0ặá SẹâS?0ễ?ỔSỜdS?9ỰééÓRdỡà:ỉRỢẸâS?0ễ?SẹỮ1S?02á0Sí1SaằSƠẸpÍAỚSẸ0Ựá0SữạỰS?ệá S;XS84dSẹ0ẩ1SáÝaS&ÝẹS?ầS0ẵ1S;[SỬdS:ếá S8mSẹ0ẻ$ẹSéặSíỮàS0}Sẹ0ặá SđẻWáS9ĩSẸâS?0ễ?SẸpÍASẹàỮáSẹ5á0ỘSá0ỲaSẹYá S01}ẻSđẻWS;1{ẻS0Ữá0SíỮSẹ1>ẹS81}aSẹ0ẩ1S 1ỰáỘSí$ẹS?0#ẹSẹe<áSẹàỮáS0}Sẹ0ặá ỔỜ/dỢỜdS?9ỰééÓRdỡà:ỉRỢẸâS?0ễ?SẸpÍASẸ0Ựá0SữạỰSẹ0g?S01}áSáặ1SaVá SẹàỮáS&ẵS0}Sẹ0ặá SẹfS?#dSẹ5á0S;>áS?#dS?01Sá0Ửá0S?Ử?S0ẻỉ}áỘSá0ỲaSẹ0g?S01}áS;1{ẻS0Ữá0Sẹe<áS?Ử?S9àV1S03á0Sẹểầá SẹỬ?SaVá Sá0ểSẹ0g?S01}áS?Ử?S&ỬàS?ỬàSẹ0ểẩá Sịẻỉ<áỘS;ẵẹSịẻ#ẹSđẻỰSẹ0ểS;1}áSẹhỔSpỬ?S?05S;VàỘS?ằá SíYáỘS 1#ỉSẹẩS0Ữá0S?02á0S?ệá Sẹểầá SẹỬ?Sẹe<áS?êá S0}Sẹ0ặá Sá0Ựá0SíỮS01}ẻSđẻWỔSẸVàS9$dSì,&é1ẹ,SíỮSẹ0ểẩá Sịẻỉ<áSá@á S?#dSì,&é1ẹ,ỘS?$dSá0$ẹSẹ0ằá Sẹ1áS91<áSẹế?ỘSẹYá S?ểẩá S?Ử?S&Ữ1Sí1>ẹSí{S0àVẹS;ẵá Sẹe1[áS80Ự1SéỰẻSíỰỉSíặáS?ềỰS80Ử?0S0Ữá SẹV1SẸâS?0ễ?SẸpÍASẸ0Ựá0SữạỰSẹ0ằá SđẻỰSí1}?Sd0ỬẹSẹe1[áS?@ỉSẹeẳá ỘS?0YáSáẻằ1ỘS&ẻằáS&ỬáỘS9ỮaSá 0{Sá0ăS9(S?ềỰS80Ử?0S0Ữá ỒS ểầá S;1[áS03á0Sẹeàá SéWáSịẻ#ẹỘS81á0S:àỰá0Sẹ0àỬẹSá 0èàỘS9ỮaS81á0Sẹ>S 1ỰS;3á0S&{áSíiá SíỮS?Ử?Sẹ0ằá Sẹ1áSéWáSd0%aSaậ1ỔSÁ àỮ1SeỰỘSẹ0ằá SđẻỰSì,&é1ẹ,ỘSẸâS?0ễ?SẸpÍASẸ0Ựá0SữạỰS?ảáS0ẻỉS;ẵá SíặáSẹfS?Ử?S?ỬSá0@áSíỮSẹâS?0ễ?Sẹeàá ỘSá àỮ1Sáểậ?Sẹ0,àSđẻỉS;4á0S01}áS0Ữá0S?ềỰSd0ỬdS9ẻ$ẹỔSỡâSéẻá Sẹ0<aS?0ễ?SáYá S801S80Ử?0S0Ữá SẸpÍASíỮàSẹ0YaSì,&é1ẹ,ỘS?ạSẹ0[Sẹeg?Sẹ1>dS h1S;ầáSị1áSíỰỉSíặáSàá91á,ỘS0àỴ?S h1Sỉ<ẻS?=ẻS h1Sẹ1>ẹS81}aSàá91á,ỔSẸ0ằá Sẹ1áSé)S;ểẫ?S?ỬáS&ẵSẹ2áS:ếá SịhS9ĩSá0Ựá0S?0ạá ỘS84dSẹ0ẩ1ỘS?02á0SịỬ?ỘS;WaS&WàS9ẫ1S2?0S?02á0S;Ửá ỘSẻỉSẹ2áS?0àS80Ử?0S0Ữá ỔỜ/dỢỜdS?9ỰééÓRdỡà:ỉRỢD0=áSa{aSđẻWáS9ĩS0}Sẹ0ặá Sẹ0ằá Sẹ1áS?ềỰSẸâS?0ễ?SẸpÍASẸ0Ựá0SữạỰS0àVẹS;ẵá SâáS;4á0ỘS0ểậá Sẹậ1Sí1}?S?0ẻỉ[áS;â1SéỰá Sá0$dSéặS91}ẻS80ằá S?05SđẻỰSaỬỉSẹ2á0ỘSaỮS?WS?Ử?Sễá S:ếá Sẹe<áS;1}áSẹ0àV1Sẹ0ằá Sa1á0ỘSaỬỉSẹ2á0S&Wá ỔSử1WaSẹ01[ẻS;ểẫ?Sí1}?S?ằá SíỮSd0ểầá Sẹ1}áS;1S9V1ỘSéhS:ếá S 1#ỉSẹẩỘS0ẳSéầS?0àS?Ử?S0àVẹS;ẵá Sẹ0ẻSd0ỬẹSíặáSẹậ1S80Ử?0S0Ữá S;{ẻS;ểẫ?SẸâS?0ễ?SẸpÍASẹ0g?S01}áSẹe<áS0}Sẹ0ặá Sàá91á,ỔSpỬáS&ẵSẹ2áS:ếá S;1SẹỬ?Sá 01}dSẹV1S?ầSébS?ạSẹ0[Sá0$dS:iS91}ẻSá ỰỉSẹe<áS;ểẩá S;1S?ằá SẹỬ?ỔSpỬáS&ẵSđẻWáS9ĩS?ệá SéỸáSéỮá Sịẻ#ẹS&ỬàS?ỬàSá 01<áS?ễẻỘS;{Sịẻ#ẹSẹ0,àSẹ0ẩ1S 1ỰáSẹ0g?Sẹ01ỔSỷ0Ử?0S0Ữá SẸpÍAS;ểẫ?SéhS:ếá S?Ử?S:4?0SíếSẹỮ1S?02á0Sẹ0@áSẹ01}áỘSd0êS0ẫdSíậ1Sẹe3á0S;ẵSíỮS;1{ẻS81}áỘS801S0ãS?ạSẹ0[S h1S;ầáSị1áSíỰỉSíặáSíỮSẹ0g?S01}áS0àỮáSẹeWSàá91á,ỔSỷ0ằá Sa#ẹSẹ0ẩ1S 1ỰáS;1SáẵdSẹ1{áỘS0VáS?0>SéhS:ếá Sẹ1{áSaỴẹS;[SẹeỬá0Seề1SeàSa#ẹSaỬẹỘS80ạSđẻWáS9ĩỔỜ/dỢỜdS?9ỰééÓRdỡà:ỉRỢr[SẹYá S?ểẩá Sẹ0g?S01}áS8>S0àV?0Sd0ỬẹSẹe1[áSd0=áSa{aSỬdS:ếá Sẹeàá SđẻWáS9ĩS0}Sẹ0ặá Sẹ0ằá Sẹ1áỘS;ỬdSễá S84dSẹ0ẩ1Sá0iá Sỉ<ẻS?=ẻSaậ1ỘSẹeàá S?Ử?Sá ỮỉSÙTSíỮSÙU-Ứ-ÚTUỨỘSẸâS?0ễ?SẸpÍASẸ0Ựá0SữạỰS;XS0ẫdSẹỬ?Síậ1SẸeẻá Sẹ@aSd0ỬẹSẹe1[áS:àỰá0Sá 01}dSáằá Sẹ0ằáSÍ1,ẹ-,:SíỮSẸâS?0ễ?SẹểSí#áSẹỮ1S?02á0SẹàỮáS:1}áSA1?eàéỰí,SẹâS?0ễ?S?ẻẵ?Sd0ăá Sí#áSẹeg?Sẹ1>dSíậ1S?Ử?S;ặ1Sẹểẫá S9ỮS80Ử?0S0Ữá SẸpÍAỘS?Ử?S0ẵSẹ1[ẻSẹ0ểầá SíỰỉSíặáSá0ỲaSáÝaS&ÝẹS80WSáYá Sẹ1>dS?$áSẹỮ1S?02á0ỘSẹ0ạ1Sđẻ,áSéhS:ếá S:4?0SíếSá @áS0Ữá ỘSá ẻỉ}áSíãá SíỮS80WSáYá SéhS:ếá S?Ử?S:4?0SíếSéặỘỔỔỔSỷ>ẹSđẻWS?0àSẹ0#ỉỘSd0=áS9ậáSá ểẩ1S:@áSéặá SbS80ẻSíg?Sáằá Sẹ0ằáSíêá Sa1{áSáẽ1ỘSíêá Sé@ẻỘSíêá SịỰSíỮS?Ử?S;ặ1Sẹểẫá Sỉ>ẻSẹ0>Sẹeàá SịXS0ẵ1ỘS0ẵSá 0èàSí*áS?0ểỰS;ểẫ?SéhS:ếá S?Ử?S:4?0SíếSéặỔSr@ỉS?ệá S9ỮSẹ0Ử?0Sẹ0ễ?S;ặ1Síậ1S?Ử?SẹâS?0ễ?SẹỮ1S?02á0Sáạ1S?0ẻá ỘSẸâS?0ễ?SẸpÍASẸ0Ựá0SữạỰSáạ1Se1<á Sẹeàá Sẹ0ẩ1S 1ỰáSẹậ1ỔỜ/dỢỜdS?9ỰééÓRdỡà:ỉRỢp02á0Sí3Sí$ỉỘSẸâS?0ễ?SẸpÍASẸ0Ựá0SữạỰSaẵẹSaỴẹSỬdS:ếá S8mSẹ0ẻ$ẹSéặS;[SẹYá S?ểẩá S01}ẻSđẻWSẹeàá S?ằá SẹỬ?S;1{ẻS0Ữá0ỘSaẵẹSaỴẹS;Ựá S0ểậá Sẹậ1Sí1}?S 1ẽdS?Ử?S;ặ1Sẹểẫá Sẹe<áS?ạS;=ỉS;ềS81>áSẹ0ễ?ỘSáYá S9g?SíỮS?ầS0ẵ1S;[Sẹ1>dS?$áSíậ1S:4?0SíếSẹỮ1S?02á0SéặSẹeàá Sẹểầá S9Ự1S =áỔSr@ỉS9ỮSaẵẹSd0=áSđẻỰáSẹeãá S 1ẽdSẹYá S?Ử?S?05SéặSẹỮ1S?02á0SẹàỮáS:1}áS?0àSá ểẩ1S:@áỘS ạdSd0=áSẹ0ẽ?S;%ỉSégSd0ỬẹSẹe1[áS81á0Sẹ>S-SịXS0ẵ1SíỮS&ÝẹS84dSịẻS0ểậá SẹàỮáS?=ẻSíỮS?ệá S9ỮSaế?Sẹ1<ẻSd0ỬẹSẹe1[áSí3S?ẵá S;ẳá S?ềỰSẸâS?0ễ?SẸpÍASẸ0Ựá0SữạỰỔỜ/dỢ