BHXH TP Thanh Hóa đẩy mạnh truyền thông phát triển đối tượng tham gia BHXH tự nguyện
(Baothanhhoa.vn) - BHXH tự nguyện là loại hình bảo hiểm cho công dân Việt Nam đủ 15 tuổi trở lên, không quy định mức trần tuổi và không thuộc đối tượng đóng BHXH bắt buộc, tự trích kinh phí tham gia. Người dân tham gia BHXH tự nguyện được hưởng lương hưu theo quy định; được trợ cấp một lần và tử tuất; được cơ quan BHXH cấp thẻ BHYT khi nghỉ hưu và hưởng quyền lợi khám, chữa bệnh như những người tham gia BHXH bắt buộc. Đặc biệt, loại hình bảo hiểm này có nhiều ưu việt trong việc giảm bớt khó khăn, rủi ro khi về già, giúp bảo đảm thu nhập, ổn định cuộc sống khi hết tuổi lao động cho đối tượng chiếm phần đông dân số là người lao động tự do, người dân ở các khu vực nông thôn... Tuy nhiên, trên địa bàn TP Thanh Hóa tỷ lệ tham gia vẫn còn hạn chế. Nguyên nhân là do nhiều người dân còn tư tưởng e ngại, chưa hiểu biết về chính sách BHXH tự nguyện hoặc mơ hồ về quy trình tham gia, quy trình giải quyết các thủ tục để thụ hưởng.
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